Access digital personal loans from NPR 5,000 to NPR 500,000 with a fully online process, transparent pricing and instant disbursement.
Maximum Loan Amount
Instant Disbursement
Risk Based Pricing
Digital Process
Paisa Paicho is a digital micro-lending platform designed to bridge Nepal's credit gap by providing instant, collateral-free loans to salaried employees, self-employed professionals and micro-entrepreneurs.
Advanced machine learning evaluates alternative data for fair and inclusive lending.
Fully digital onboarding with identity verification and selfie authentication.
Approved funds transferred directly to bank accounts or digital wallets.
Secure personal loans without requiring assets or guarantees.
No hidden charges with clear EMI and fee disclosures.
Free-look period, grievance support and responsible lending practices.
Download the app and verify your mobile number.
Upload ID documents and verify your identity.
AI-driven credit scoring generates your loan eligibility.
Review transparent pricing and repayment schedule.
Receive money instantly in your bank account or wallet.
Sandbox Approval
Pilot Launch
Scale to 2,500 Users
Full Licensing
Fast approval. Transparent pricing. Financial inclusion for everyone.
Apply For Loan